If you are renting a house or apartment in the Los Angeles metropolitan area, it's smart to have renters insurance. Living in this town is expensive enough without having to face the daunting prospect of trying to replace all your belongings lost in a fire or pay the medical bills of a friend who slipped and fell in your LA apartment. For a very reasonable rate, you can have the peace of mind of knowing you are protected with excellent Los Angeles renters insurance. At the very least, if you never have to file a claim you will at least know you are prepared should trouble arise. A good renters insurance plan is obviously not something you hope to use; on the contrary, most of us hope we will never have to file a claim against our policy. Los Angeles renters insurance is more like a safety net, something you carry just in case.
There are several ways to save on the cost of your California renters insurance policy. If you have life, health or car insurance, consider bundling these all together, along with the cost of your renters coverage, to get a discount. Even if it isn't possible to do this, it is usually less expensive to have your car coverage and renters insurance through the same company. Most companies that offer California renters insurance want as much of your business as possible and will generally offer customers a financial incentive to achieve that.
I'd think the insurance will cost you $15-$20/month.