I wanted to clear up some information. In California it is very rare to see a Mortgage. We are a Trust Deed State. There is no Judge involved in the foreclosure and no judgement involved either. The Trustee has the power to sell the property non - judicially.
In a mortgage there are only two parties, the lender and the borrower and the Lender has to go to court in front of a judge to foreclose. California is not a Mortgage state. Does not mean that mortgages can't exist here, if they do it is going to be rare.
In California we use a Deed of Trust which involves three parties. The Borrower known as the Trustor, The Beneficiary known as the Lender and the Trustee - a third-party that holds the title in trust until the loan is repaid.
The term mortgage is used loosely here in California much like Xerox or Kleenex.
For more information see http://goo.gl/45vnN
This link has a detailed article on California Foreclosure Time Frames