Home Buying in Von Ormy>Question Details

Rachel, Home Buyer in Von Ormy, TX

why is it that no body will give a chance to buy? all we want to do isbuy a place so he can work and I can move there.

Asked by Rachel, Von Ormy, TX Wed Nov 14, 2012

Help the community by answering this question:


We are not first time buyers. We have approval from the VA and two other agency. We just to start a new life and enjoy it together. We have tried many real estate agencies, but they just don't do as we ask.
0 votes Thank Flag Link Fri Jan 25, 2013
Hi, Rachel,

Buying Real Estate is not a good game for Amateurs. Sounds like you need to find a good agent who will help you to navigate through the process. See my blog about: http://www.trulia.com/blog/ellen_doc_stephens_realtors/2010/…

A good agent will introduce you to a strong local lender who will try to qualify you for a normal mortgage loan, and if that can't happen, help you to explore alternates and help you to get into position to qualify.

Good luck,

Doc Stephens, REALTOR
Keller Williams Realty
(210) 764-9403
0 votes Thank Flag Link Wed Nov 14, 2012
Shop around for a mortgage broker that can help you to explore all your financial options. Mortgage brokers have access to many banks, private lenders and many different programs. Choose one that can answer all your questions in the first meeting.

Best of Luck,

Maria Cipollone

Century 21 Tenace

0 votes Thank Flag Link Wed Nov 14, 2012
Plenty of people will give you a chance to buy. Before a lender is going to hand over tens/hundreds of thousands of dollars for the property you want to purchase, they'll want ensure the following:

1. Do you have a steady job, that can be documented?

2. Do you make enough money?

3. Do you have good credit?

If the answer to any of the above is "No", then I'd focus on doing what is necessary to turn all 3 into a "Yes". Once you do that, you should have no problem securing a loan. Hope this helps!
0 votes Thank Flag Link Wed Nov 14, 2012
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