Sellers can pay a portion of yours..... But if you request that they pay some of them during negotiations.... then they will keep that in mind when they settle on a final contracted price to sell their home to you. Bottom line... if they pay some of the costs, it will be figured into the price of the home and you will be financing those costs over the term of the loan since you could have 'likely' purchased the home cheaper if you didn't ask them to pay costs.
There are limits to how much they can pay.
Your lender will be your guide!!
Both buyer and seller have closing costs .
In some instances IF YOUR LENDER APPROVES seller can pay for your certain $,$$$ to 100% of your closing cost. Any home up to $500K average costs are approx. $5K
National Featured Realtor and Consultant, Mortgage Loan Officer, Lecturer regarding Credit Repair