If you are legally emigrating, with an acceptable work visa, then you do not need foreign national financing. To be clear, under federal law, as a legal emigrant to the US you will be treated as a â€˜permanent resident alienâ€™ which is exactly the same as any US citizen.
However, the difficult arises with establishing â€˜credit historyâ€™. Assuming you have neither US nor Canadian credit history, you will need to fully document past credit and begin to establish a US credit profile.
Beyond generalities, in these cases the details become tremendously important, and there are indeed a number of things you can do before leaving your home country to make the process both easier and faster once you emigrate to the US.
That said, among other reasons, as you are moving to a new country it is likely best for you to rent when you first arrive in the US. If properly aware, in worse case, after 12 months of residency and employment you should have no problem obtaining a US, government insured mortgage loan.
For more detail and a relocation consultation, please feel free to contact us anytime.
Palm Springs Realty (Commercial & Residential)
U.S. Housing and Urban Development Approved Broker
Licensed Real Estate Broker, Mortgage Banker, CPA (inact.)