There are truly several ways to answer your question, depending upon what your goals are. I would want to know if you are looking for a place to live for yourself, if this is purely an investment, non owner occupied home, etc - I would really want to know those kinds of things. Taxes are highest in Schenectady ( the city ), but also run quite high in most of the towns around here, just a fact of life in NY. School distrcits have an impact on home values, and the higher rated ones in the area ( guilderland, bethlehem, niskayuna, north colonie and voorheesville) are all well known, and all those area have had fairly good levels of appreciation over the years. i know you are just looking around, asking some questions, if you want to chat a bit more about these things, please feel free to e mail me directly at Brian@TheCapitalTeam.com - I would be happy to speak with you about towns, investment areas, etc that may help you in your search.