when u apply for a home mortgage will they do a tilte search on me? Or just the property i'm buying?

Asked by Jamarrine, Charlotte, NC Sun Sep 5, 2010

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Rosemarie Le…, Agent, Charlotte, NC
Sun Sep 5, 2010
While a title search is done primarily on the property you are buying to make sure there are no liens aginst it, I have found that a title search can pull up things like a judgement against you, not just the seller. The attorney is required by law to check not only the property, but the buyer as well. For instance, state tax liens show up when they pull a search on you and must be satisfied because it will be an automatic lien on the property, and your lender will not allow it. The same thing with any judgements against you. This is one reason why the search is done. I have closed many a cash transaction tthat was held up because the attorney found a judgment against my client, with no credit check because there was no financing invloved. If you have any judgeements against you that the credit report did't find, it will come up during this search. The time to look intothis is before you get to the closing table. I have excellent attorneys who can do thid for you, and I would be happy to help along the way. 803-207-5973.
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Devine Team, Agent, Charlotte, NC
Sun Sep 5, 2010
When you go to closing the closing attorney will. I never knew they did till I had someone that an issue came up. Also I have had a couple where one was ok the other was an issue. I did get around it bith times. I suggest you call me 704-618-7184


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