what might be a 'typical' amount for closing costs in PA for a house for $27,000? an average or an educated guess would be appreciated.

Asked by Hiswife75, Butler, PA Fri May 11, 2012

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Ed Donofrio, Agent, New Castle, PA
Sat Dec 22, 2012
Closing costs for a $27,000 home purchase would be ESTIMATED at :
Title Ins. $500.
Transfer Tax $270.
Document Prep $150.
Recording Fee $80.
Notary Fee $20.
Overnight Fee would be $15.
Tax Lien Letter $30.
Pro-Rated Real Estate Taxes - To be determined
Added to the above if not buying with cash could also be:
Home Inspection $295.
Pest Inspection $50
Appraisal $375.
Possible points if debt/loan ratio is too high
Home hazard Insurance -$500
Radon Inspection $160
Well & Sptic inspections (if not public utilities) $300

Closing costs could be as little as $1300 if paying cash and not doing any inspections or as much as $3500. That doesn't include any downpayment required by lenders depending on the type loan you qualify for.

This an estimate and could be more or less depending on factors unknown at this time. If you are using a real estate agent, lawyer or a closing company they will provide you with an estimated buyers cost breakdown based on the transaction you will be entering into. If you have legal questions please consult with a lawyer before signing any documents.

I hope this answers your question and gives you an idea of .
what to expect should you move forward.

You may contact me at eddonofrio@howardhanna.com
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