Kathy, Home Buyer in Bergen County, NJ

what is the approx yearly cost for homeowners insurance and flood insurance for a $210K house in Ocean Gate?

Asked by Kathy, Bergen County, NJ Sun Dec 30, 2007

NJ about 1-1/2 blocks from the bay.

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Justin Kilis…, Agent, Morristown, NJ
Sun Dec 30, 2007
I would recommend checking with your auto insurance company. A company like State Farm or All State can provide you with a precise number for the area. If the home is in a development which has a HOA, then you will need to check with the association to find out how much the monthly charges are. For flood insurance you may need to go outside your typical insurance carrier - CHECK HERE
http://www.njfloodinsurance.org/
Web Reference:  http://www.agentjustin.com
1 vote
John Jelinski, , Barnegat, NJ
Sat Feb 9, 2008
The one thing you will need, to be able to try and get the lowest rate, will be an elevation certificate. with that, your insurer and you will be able to calculate the risk better.
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