what is home insurance costing now for approx. 1500 - 2000 sq ft property; approx. 5 - 10 yrs old??

Asked by emilmonsy, Sarasota, FL Sun Jul 28, 2013

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Lynn Brock, Agent, Sarasota, FL
Mon Jul 29, 2013
Emilmonsy, Best answer will be provided by an insurance agent. The cost will depend upon the type of property, condition, location, your credit score.

There are many more factors involved than sq. footage.

Best regards,

Lynn Brock
Brock Realty Inc.
0 votes
Tammy Hayes, Agent, Port Charlotte, FL
Sun Jul 28, 2013
Homeowner insurance – Insurance rates vary by age of home, size of home,
conditions of home, and location of home. Insurance is more expensive if you live
near any type of water – pond, lake, river, Gulf. Insurance is more expensive if
home was not built to current hurricane standards. You can get discounts the home
qualifies for by having a wind mitigation inspection done at the same time as your
home inspection. Discounts are available for building features that reduce damage
during high wind events. Overall discounts include things such as age of home, style
of roof, how close the home is to a body of water, how close to a fire hydrant, how
the roof is tied down, if the home has hurricane shutters or impact resistant
windows, frame or block home, etc. If the home is in a flood zone, the insurance
company will require a flood elevation certificate. That can be obtained by paying a
survey company to prepare it. To check Flood Zones go to http://www.floodsmart.gov and
type in the address of the property. It will give you the flood zone, rates, and
insurance companies.

Tammy Hayes, Realtor
Re/Max Palm Realty
0 votes
michael beni…, Agent, bradenton, FL
Sun Jul 28, 2013
If you call an insurance company they will give you exact price I just had to do this for a client and it comes out around $1200 to $1800 There are a lot of variables. Is there a pool is there hurricane shutters what kind. the codes changed in 2003. anything from there or newer gets a better rate. I use Allstate been very good for me.
Michael Beninato
RE/MAX Alliance Group
cell: 941-479-2777
email: michaelb1@remax.net
0 votes
Raffie Hamil…, Agent, Sarasota, FL
Sun Jul 28, 2013
I use Chris Lyon for quotes, give him a call, chris@weinsuresarasota.com
0 votes
Alain Picard, Agent, Puyallup, WA
Sun Jul 28, 2013
Home insurance depends on a bunch of different things in and around the home. If you call an insurance company and give them the details about the home they should be able to give you an idea of how much it will cost you.
0 votes
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