what are all of the detailed payments a fees that come with buying a home?

Asked by cecylia, Fort Worth, TX Sat Aug 25, 2012

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Dallas Texas’ answer
Dallas Texas, Agent, Dallas, TN
Sun Aug 26, 2012
GREAT QUESTION:

1. Qualify for a mortgage
2. Mortgage broker confirm you have at least 3.5% or more for downpayment based on lender requirements
3. Option money
4. Escrow money approx. 1% of purchase price
NOTE: Items 3 and 4 apply toward your closing costs
5. Closing costs budget up to $5k for a home less than $500,000
6. Inspection $400 - or +
7. Appraisal $400 - or +

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Alain Picard, Agent, Puyallup, WA
Sat Aug 25, 2012
As the buyer you will pay pro-rated property taxes, pro-rated Insurance, interest on your loan, half of escrow, lenders policy of title insurance, recording fees from the county, appraisal from you lender and whatever other fees your lender charges you, and home inspection if you decide to do one. There could be some other ones that I'm not thinking about but the total will probably be somewhere around 3% of the loan amount or something like that. This doesn't include you down payment amount for your loan.
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Lorri Willits, Agent, Austin, TX
Sat Aug 25, 2012
Cecylia,

It would be a pleasure to talk with you about the Buying process, give me a call and we can discuss!

Have a Great Evening!
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