Most people think a real estate agent is there to help them find the home of their dreams. While this is true, I feel a real estate agent should be so much more. As a Chartered Real Estate Consultant, I don't sell people homes. I work with my clients every step of the way, gaining insight into each aspect of their lives, so that I can provide the best, most personalized service. I pride myself in understanding not just the local market, but the entire home buying process, with financing being the cornerstone of the that process. It is important to have someone on your side who ensures you are getting the most favorable terms- the most for your hard-earned money!
Recently, I negotiated with a lender to pay $5,000 towards my client's closing costs- at 3.25% with no points. Most home-buyers & their agents don't realize that is even an option.
If you or your spouse is a military veteran, make sure you take advantage of your benefit. There are many misconceptions about VA loans. VA financing has more benefits than most people realize. For example, most people think that if you have one home financed with a VA loan, you can't buy another home with a VA loan. Untrue!
Recently, I began working with a couple who would like to buy another home & rent out the home they have right now. Although they had already worked with both a loan officer & a real estate agent, neither one picked up on the fact that they still had VA eligibility left. With the non-VA financing, they were able to buy a home for $150,000. With VA financing, they were able to buy a $185,000 home for exactly the same monthly payment.
I understand your hesitation to become involved with an agent (i.e., high-pressure salesperson) this early in the game. I'm that way myself! If you aren't sure where to begin with your home buying process, please don't hesitate to call or email me. I'm happy to offer my assistance- no strings attached- I promise! I wish you the best of luck in your journey!