we are retired, and would like to relocate to tucson. How do we go about getting a loan?

Asked by Cashin17, Tucson, AZ Thu Feb 7, 2013

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Spirit Messingham’s answer
Spirit Messi…, Agent, Tucson, AZ
Thu Feb 7, 2013
Congrats & welcome to Tucson, AZ. I have referred over 60 clients to Vice President Paul Volpe with local lender Nova Home Loans. Give him a call to get pre-approved at (520) 241- 4048 Please click on my profile, learn more about me & read 60 past clients reviews. I have worked with many out of state, even out of country buyers & I would like to work with you in helping you find the right property.
Best of luck.
Spirit Messingham
(520) 471-6900
1 vote
Voices Member, , Tucson, AZ
Mon Mar 11, 2013
QUAIL CREEK, A ROBSON RESORT - Active Adult Community, Green Valley, AZ
It is always a great decision to buy new and Quail Creek is an active adult community that features World Class amenities. Golf, Tennis, Pools, Fitness Center, Arts & Technology Center, Bocce/Pickle Ball, a Grand Ballroom and clubhouse, Restaurant/Bar and Coffee Shop and more! We have an in-house lender affiliate that will make getting a loan at the best possible int. rate and terms easy! There is so much to offer with energy efficiency guarantees and a 9 year builder warranty, 24/7 manned gate and vehicle patrol; many residents only live here for the winter. It just doesn't make sense to purchase resale, especially if you will only be at home part-time. The friendly neighbors living in the Quail Creek community will help you with anything you need and acquaint you with all the wonderful activities that you like to do. There are over 100 clubs and activities. I am partial as I am a new home sales consultant at Quail Creek, and I would love the opportunity to show you around and see if QC is a fit for your retirement needs. Please consider staying with us for 3 nights and 4 days to "EXPERIENCE THE LIFESTYLE", you will receive tours of homes and amenities, a free round (18 holes) of golf and a hosted dinner where you will meet homeowners who can answer your questions about what is like to live in Quail Creek. Contact Sue Taylor-Lane at 520-940-0500 for more info.
0 votes
Javier Guill…, Agent, Oro Valley, AZ
Mon Feb 11, 2013
I have been involved with the finance world for over 14 years here In Tucson and surrounding areas. I have some great relationships with different Mortgage Brokers and other lending institutions that I believe will benefit your needs. Please feel free to send me an email or call me with any questions or concerns. I am here to offer you any information I can to make your move to this area a pleasant one. Good Luck and and may you find the service you deserve!

Javier Guillen
Keller Williams Southern Arizona
Tucson, AZ 85718
(520) 304-9001

~I am focused on you complete satisfaction, in fact I work to get the job done so well, you will want to tell your friend & family about it. Good service speaks for itself. I look forward to the opportunity to earn your business as well~
0 votes
Ryan Buckley…, Agent, Fountain Hills, AZ
Mon Feb 11, 2013
If you want to contact me I have a lender I work closely with I can give her your info....Have a good day.

Ryan Buckley Realtor®
Turning your Dream into an Address
Coldwell Banker Residential Brokerage
twitter @rcoldwellbanker
0 votes
Ric Mills, Agent, Oro Valley, AZ
Sun Feb 10, 2013
Contact me and I will put you in touch with my preferred lenders. 520-548-8940, ric925az@gmail.com. Hope to talk to you soon.
0 votes
Monica Yrigo…, Agent, Vail, AZ
Fri Feb 8, 2013
I can give you some referrals. Contact me at 520-471-4711 or AzProperties@Ymail.com Monica
0 votes
Jeffrey Masi…, Agent, Scottsdale, AZ
Thu Feb 7, 2013
Dear Cashin:

Your Realtor can help you with some referrals or ask your bank or friends for mortgage lender referrals. For some good lenders and information: http://www.arizonahomesland.com/arizonamortgageloans.html
0 votes
Ric Mills, Agent, Oro Valley, AZ
Thu Feb 7, 2013
Cashin, A full time, experienced agent can help you find and house in the right area and right price range. But experience really counts in the extra things, like financing, terms, contract negotiation, Tile and escrow service providers and getting everything set up for you. I have been buying and selling real estate since 1973 and like you decided to move to Tucson as it is truly special. Let me know if I and my Team can find that special home for you. ric925az@gmail.com
0 votes
Shawn Devoid, Agent, Tucson, AZ
Thu Feb 7, 2013
Hi Cashin17,

Most people think a real estate agent is there to help them find the home of their dreams. While this is true, I feel a real estate agent should be so much more. As a Chartered Real Estate Consultant, I don't sell people homes. I work with my clients every step of the way, gaining insight into each aspect of their lives, so that I can provide the best, most personalized service. I pride myself in understanding not just the local market, but the entire home buying process, with financing being the cornerstone of the that process. It is important to have someone on your side who ensures you are getting the most favorable terms- the most for your hard-earned money!

Recently, I negotiated with a lender to pay $5,000 towards my client's closing costs- at 3.25% with no points. Most home-buyers & their agents don't realize that is even an option.

If you or your spouse is a military veteran, make sure you take advantage of your benefit. There are many misconceptions about VA loans. VA financing has more benefits than most people realize. For example, most people think that if you have one home financed with a VA loan, you can't buy another home with a VA loan. Untrue!

Recently, I began working with a couple who would like to buy another home & rent out the home they have right now. Although they had already worked with both a loan officer & a real estate agent, neither one picked up on the fact that they still had VA eligibility left. With the non-VA financing, they were able to buy a home for $150,000. With VA financing, they were able to buy a $185,000 home for exactly the same monthly payment.

I understand your hesitation to become involved with an agent (i.e., high-pressure salesperson) this early in the game. I'm that way myself! If you aren't sure where to begin with your home buying process, please don't hesitate to call or email me. I'm happy to offer my assistance- no strings attached- I promise! I wish you the best of luck in your journey!
0 votes
Tom Heath, Mortgage Broker Or Lender, Tucson, AZ
Thu Feb 7, 2013
Good Afternoon Cashin17,

I see from the responses below that you have several selctions from which to choose, and quite honestly, there are some very good names on that list.

I would be happy to discuss your situation and see if my team and our local mortgage bank could be of assistance. WIth 13 years of experience, I am proud of my professional and community achievements.

If you would like to research me, my Resume is available at http://theheathteam.com/the-heath-team/toms-resume

Past client testamonials can be found here. http://theheathteam.com/the-heath-team/testimonials

Welcome to Tucson!
0 votes
Grace Adewumi, Agent, SCOTTSDALE, AZ
Thu Feb 7, 2013
Hi Cashin17,
You would need to contact a loan officer. If you like I can connect you with a good and knowledgeable loan officer that I have worked with in the past.
Grace Adewumi
Realty One Group
0 votes
Anita McEvoy, , Tucson, AZ
Thu Feb 7, 2013
I would suggest that you talk to local mortgage officer in your town at a bank that also has a branch here in Tucson. eg. Wells Fargo, Chase, Bank of America, US Bank. (there is no charge for this)

Once you get prequalified for a dollar amount that you are happy with you start shopping for your new house and will not waste time looking at houses that are not in your price range.

Good luck and feel free to contact me anytime if you have any questions. amvanita@comcast.net
0 votes
Jo Ann Schlo…, Agent, Tucson, AZ
Thu Feb 7, 2013

I applaud your decision to move to Tucson! I moved here 20 years ago, and I still love it!

My clients have found Jenni Gill at Nova Home Loans to be an invaluable resource for helping people who are relocating to Arizona. You can complete an online application using the link below or contact Jenni directly at (520) 747-6786.

If you have any questions about the local market, be sure to stop by my website and check out the Market Insider tab. You can explore the demographics of every zip code in the Tucson metropolitan area! You can search the entire Tucson MLS there, too.

Hope this helps!

Good luck with your move!
Web Reference:  http://www.MyNovaLender.com
0 votes
Donna Moulton, Agent, Tucson, AZ
Thu Feb 7, 2013
Hi Cashin17,

Call loan officer extraordinaire Catherine Ellinwood at Fairway Independent Mortgage. 520-954-1907. Or email her at cellinwood@fairwaymc.com. She has been in the business forever, and really knows her stuff. She takes great pride in locking the lowest possible interest rate for her customers, and she always delivers what she promises.

You are going to love Tucson. You can check my blog (link below) to find out some of the reasons I love it.

Best regards,

Donna Moulton, Associate Broker
Tierra Antigua Realty
0 votes
Joseph Small, , Tucson, AZ
Thu Feb 7, 2013
Congrats on choosing Tucson Arizona.. It is such a wonderful place to live. As for getting a loan, my team and I are local and would be glad to help?

(520) 303-5620
Joseph Small (NMLS#380188)
Sr. Loan Officer (AZ LIC LO-0919258)
CMG Mortgage Inc.
AZ BK0117007, NMLS 1820
0 votes
Ric Mills, Agent, Oro Valley, AZ
Thu Feb 7, 2013
My wife and I moved back to Tucson for our retirement years as we loved it so much the first time around. Good choice. The best way is to use a local mortgage independent Broker or a Credit Union. I also have good luck with some local Banks. It takes about 10 minutes on the phone to get it started. Let me know and I will send you a list or have one of my preferred lenders call you. let me know and we can get started.
Ric Mills, ric925az@gmail.com, 520-548-8940
0 votes
stephen webb…, Agent, Kirkland, WA
Thu Feb 7, 2013
Good Morning
Most iimportant to find an experienced ethincal loan officer who works for a lender that offers all of the loan types. I suggest identifying the two largest Mortgage companies in the area, Phonex is not too far away. The large mortgage companies are governed as the banks but are often more flexiable and the best loan officers often work for mortgage companies. Call the manager, explain your circumstances and request an experienced loan officer. Apply to both and compare. You will find helpfull artilcles on financing at Your-Road-Home.com.
Good Luck. Nice place to be moving to!! Stephen
0 votes
Michael Shin…, Agent, Tucson, AZ
Thu Feb 7, 2013

This is a great question and one of the first steps you will want to take before purchasing a home. I would be happy to recommend and put you in touch with a great lender here in town. Please call or email so that I can give you his information or better yet, ask him to give you a call at your convenience. Are you currently working with a realtor?

Please let me know the best way to reach you!

Michael Shiner
0 votes
Kelly Miller, Agent, Tucson, AZ
Thu Feb 7, 2013
Call Jeff Miller @ 520 907-9010 he's wonderful!
0 votes
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