Misty - One word of warning about basements in this area. I good number of basements have moisture / water issues in this area, especially over time. The problems can be minor (higher moisture level) to severe (sitting water on basement floor) This can be caused by many factors, from putting a basement in an unsuitable area, to improper waterproofing, to improper drainage in the yard funneling water towards the basement. Basements are not common in this market, so research your builder to make sure he has experience with basements, it takes more then just a hole in the ground. And don't expect the city / county inspectors to catch mistakes; they don't spend the time on site to find problems. Hire a home inspector to check the property as it is being built, especially the basement. Iâ€™ve lived in one property with a basement, and it was a great part of the house, but we had to run a dehumidifier constantly due to higher moisture down there. And when my neighborâ€™s water line broke in her front yard between the meter and house, it flooded her basement.