we are considering buying a 2b, 2b mobile home. want to self insure . don't want expensive taxes and insurance?

Asked by elentz2, Port Charlotte, FL Fri May 3, 2013

this would be for a winter home only. suggestions. don't want significant annual expenditures

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Jack Assunto, Agent, Port Charlotte, FL
Fri May 3, 2013
Perfect Community to meet all your needs. Maple Leaf Golf & Country Club---My Wife & I have been residents of the community since 1998. I have several 2b,2b mobile homes listed For Sale.
Age of homes are from 1977 to 1986 and 2004 to 2006. Prices from the $50,000 to $180,000.
80% of our Residents are Winter only from 28 different states and 5 different countries. It is a community for residents 55 years & older. Very Active with 18 Hole Executive Golf Course,Four (4) Heated Swimming Pools,Mini Golf,Lawn Bowling,Bocci,Wood Working Shop,Computer Room,Resturant & Country Club
Pets are allowed only in Perimeter Homes and only one Pet per household.
For more information about the Community check out Web Site http://www.MapleLeafGCC.net
I can help you with the purchase of any home in the community.
0 votes
Tammy Hayes, Agent, Port Charlotte, FL
Fri May 3, 2013
If you don't want high insurance then you would want to stay away from mobile homes that are in a flood zone. Finding something to meet your needs would depend on your price range. Also, many of the mobile home parks have homeowner association fees for amenities. There are land owned mobile homes which you will find listed in the MLS. You can search for those on my web site at: http://www.tammyhayes.remaxagent.com/ There are also lot rent mobile homes and you can search for those on the Mobile Home Village web site: http://www.mhvillage.com.

If I can answer any other questions or help you find a home, please contact me.

Tammy Hayes, Realtor
RE/MAX Palm Realty
0 votes
John Riche, Agent, Port Charlotte, FL
Fri May 3, 2013
There are a few available in the punta Gorda, Port Charlotte, and North port area. Would sure like to work with you on this. Give me a call or e-mail..

John Riche, Exit Realty Welcome Home
814-688-5455 Office-941-979-8165
0 votes
Marge Bennett, Agent, Fort Myers, FL
Fri May 3, 2013
are you planning on buying in a park where you rent your lot or own it? Don't forget to factor in the park fees. they can be pretty steep. You may want to compare a 2/2 condo. Compare costs and benefits.
0 votes
Jim Olive, Agent, Key West, FL
Fri May 3, 2013
Well, for the criteria you've listed, it sounds like you might be on the right track. I'm guessing you'll buy with cash, so self insurance will be an option. Taxes will undoubtedly be low. Downsides will be paying someone else rent for your real estate underlying the MH forever and the risk of storm damage. Very inexpensive option for the most part though...
0 votes
you are correct. we would be paying cash. could buy property if required. Are park fees really expensive. you are correct. we would prefer to self insure as we lived in florida and know how expensive insurance really is
Flag Fri May 3, 2013
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