Was it part of your offer or purchase and sales agreement? You should consult with your mortgage rep asap to see what your options are. If your using a sales agent they might have additional ideas that will work with your specific situation. Home insurance varies depending on the property & other specific details, you should contact your auto insurance carrier and see if they offer any deal. Also consult lending institutions, professional associations, groups such as AAA etc. also ask friends, family, colleagues for referrals to insurance companies they're happy with.