Hi Vix. I grew up in Northeast Philly and would not recommend it. This is my personal opinion. My parents still live 3 blocks from Loesche Elementary School and I don't like this neighborhood.
Option #1 for me would be Center City, hands down. The beat, the tempo and vibe, the pace!, cannot be matched in any suburb or neighborhood far removed from the city. Nothing comes close. If you live in the city, you'll be taking your kid(s) to the Children's Museum, the Museum of Art, the riverfront, the Academy of Natural Sciences, all of the great events on the Parkway, Liberty Bell, Constitution Center, Independence Hall and more! My kids practically lived in museums when we lived in Philly. If you can find a magnet school or charter school for your child, you'll be a happy family and your children will grow up aware of history, culture and arts.
Option #2 and #3 would just be finding the right neighborhood in CC that you find warm and inviting. Philly is a walking town, I didn't own a car for several years while I lived there, and was very happy using my feet to explore the city.
Philly has a LOT to offer.
Scott Miller, Realty Associates, Boca Raton, FL