should I look for a broker so I can get a bank to qualify us for a second home?

Asked by Mr. Mrs. Joseph Campa, Yarnell, AZ Thu Aug 25, 2011

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Rosio Robison, , Goodyear, AZ
Thu Sep 1, 2011
Hi there,

There are great banks and credit unions that offer good products. However, in my experience, they are typically more conservative with their financing. It’s not a bad idea to contact your 1st choice lender. If they don’t have a product available for you then yes, you should try a broker. If you need me to recommend one I can most certainly do that. Best of luck!
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Deborah Garv…, Mortgage Broker Or Lender, San Diego, CA
Thu Aug 25, 2011
Why not get the best of both world and talk with a mortgage banker. The process in the larger banks takes forever and the service is horrible (not my opinion, but that of the clients I meet when I have to fix their loans). Being a broker is difficult at best these day...and fees are generally highter than a mortgage bank. That said, if there is anything quirky about your transaction a broker is the only way to go.
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