There is no short cut, no easy path. You can look for a lender that better understands the self-employed you will still face a steeply uphill battle. You can put a larger amount down then seek secondary financing or financing on other assets like your car to recover your cash after you have a mortgage.
I know many self-employed people who limit their deductions and pay a higher tax in the 2 years prior to seeking a loan or structure they income to straddle tax years. In December 2012 you pay yourself a large bonus, in December 2013 you do that again. You file your taxes February 2014 you have 2 years to taxes showing high income.
As a self-employed person it take greater planning, strategy and documentation than if you worked for Exxon, Home Depot or IBM. As a self-employed person you have some degree of control over your continued employment working at a large firm, while it may be easy to get a loan, you can be called in the day after closing and told to empty out your desk.
It sees unfair but who said life was supposed to be fair.
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