As I'm sure you are already well aware real estate is all about LOCATION! You can most definitely find a place in San Francisco for the terms you described above, but I want to echo everyone else who said you have to find a good agent to work with first. A good Realtor will have good recommendations for lenders who can help get you pre-approved with the terms and amount you're looking for if it's at all possible.
You can start with recommendations from friends who have good Realtors they have used, or using a site like Trulia works as well, but it is about finding a good fit with someone you trust. I hope this helps, and if you have any additional questions regarding real estate please donâ€™t hesitate to reach out. Iâ€™m always happy to be a trusted resource for all things real estate in San Francisco and the Bay Area.
All the best and good luck with your search!
Realtor, Vanguard Properties