Hi Samtoler1, your best bet is to sit down and go over your situation with a mortgage professional. Then you will know exactly what you can afford. I think you'll be surprised at what you can get for under a million right now, if you get a good agent there is still plenty of bang for the buck to be found.
Tom Brady SFR, e-PRO, SRES, GREEN, BPOR
Licensed Real Estate Salesperson
Notary Public, Retired N.Y.P.D. Lt.
#1 Listing & Selling Brokerage in NY
Charles Rutenberg Realty, Inc.
255 Executive Drive - Suite 104
Plainview, New York 11803