There are three ways to improve your credit score: Pay some company who will make no guarantees; contact me and I'll help you; or, do it yourself. I do not advse throwng money out the window. Buying a home in Texas is a good idea! Values are going up, and you would be building equity.
In addition to selling houses in this area for over 32 years, I used to work for a credit repair company. I am a Certified Instructor in Credit Repair. If you are interested in buying a house through me, I will show you how to bring your FICO score up. Depending on the issues on your report, it could take months, and so you may need to lease a house in the meantime. I can show you how to get your own credit report, and spend the least amount of money making it acceptable to an underwriter. I can also show you how to save money on your electric bill.
Contact me to get started right away!
Have a blessed day!
ULTRA Real Estate Services