I'm the one who originally asked the question and ended up signing up with them so can give the complete answer on what this company says it does and what is actually does.
It was explained to me as a "rent to own program" which follows the following process:
1.) You pick out a house
2.) An investor buys it and turns around and rents it to you
3.) At this time an agreement is drawn up that specifies when you will buy it from him and at what price. This gives you time to clean up your credit, qualify for a loan, and save for a down payment. The agreement also specifies that part of the rent you're paying goes into an escrow account to pay for closing costs and go towards your down payment.
Sounds pretty good, right?
Wrong... one thing you don't find out until AFTER you pay the $109.99 is that you have to have a down payment for the investor to buy the house in the first place!
If you're looking at a home price range of $100k, your down payment would be $2,500
If you're looking at a home price range of $300K, your down payment would be $7000-$10000
When I signed up, nobody said anything about a down payment. I was told that I would ONLY have to provide a paycheck stub as proof what my monthly income is and remember having a whole conversation with the woman who said they just need to be sure I can make the RENT not make a down payment. If I had $10k, I wouldn't need this program.
So, basically, this program says one thing to get you to sign up and another thing after you signed up. Unfortunately for those of us who don't have a down payment that is a deal breaker and we're out the $109.99 fee paid to this company.
Stay away -- I wish I had.
P.S. Their website search function does not work so if you do sign up, it's almost impossible to use the site.