my husband has a middle score of 488, if we had a large down payment do you think there is anyone that would finance him.

Asked by Becky Plumley, Milton, WV Thu Feb 21, 2013

He makes good money, we are just paying for consequences from bad economy from 6 years ago

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Tina Lam, Agent, San Jose, CA
Fri Feb 22, 2013
With a score lower than 640, financing will be challenging. There are some programs that can work as low as 560, but at 488, you won't be getting a conventional loan.

However, if you have 50% down, you can get private financing for the rest. It'll cost you around 8-14% interest rate.

If you don't have 50% down, then you'll just have to continue saving up aggressively.
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