minimum credit score required to buy home??

Asked by Dirtjerz05, Easton, PA Thu Oct 17, 2013

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Thu Oct 17, 2013
Hello Dirtjerz,

Realistically you need a 580 credit score to get a mortgage in your new home purchase. You will get a much better rate if your score is 620 or higher. However your credit score is only one piece of the puzzle. Your employment history factors into the equation as well as the amount of debt you carry as a percentage of your gross income. Past credit history also is important.
Alan Openshaw
Cornerstone Lending Inc
267 992 7276
MLS # 143960
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