parnett30, Home Buyer in Antioch, CA

looking to fix credit to buy a house, who to work with????

Asked by parnett30, Antioch, CA Sat Apr 13, 2013

i have BAD credit due to my behavior in the past not realizing how important credit is, I am now wanting to buy my own house, i have a good job where i been for 5 years but need help working on my credit. who can help, dont know where to get the help

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6
Mike Wilson, , 75201
Wed Nov 25, 2015
Here's the gods honest truth. There's A LOT of credit repair companies out there but there's only a small handful that are good. That are honest, legal and will get you results quickly. I'll include a link to one of them. They are also very affordable. Hope this helps.
1 vote
R.E. Summerl…, , Miami, FL
Tue Jul 23, 2013
My scores were actually worse than that. My co-worker used http://www.financialplannersllc.com to fix her credit. She just wanted to have better credit but I ended up using them to raise my scores so I could buy my home. There's a lot of scams out there but they were honest and did everything they said they'd do.
1 vote
Melissa Case, Agent, Lafayette, CA
Sat Apr 13, 2013
Going to agree with Lance. Find a reputable lender and talk with them. I have had great experiences with my lender with clients and potential clients.
1 vote
Pacita Dimac…, Agent, Oakland, CA
Sat Apr 13, 2013
Take a look at MyFico.com which provides tips on how to improve your score.

http://www.myfico.com/crediteducation/improveyourscore.aspx
1 vote
Lance King, Agent, San Francisco, CA
Sat Apr 13, 2013
Another way to get free information is to talk with a reputable lender. They can also give you tips on how to fix your credit report so you can get into position to buy.
1 vote
Steven Ornel…, Agent, Fremont, CA
Sat Apr 13, 2013
Hi parnett30,

In January of this year I attended a Bay East Association of Realtors® "Housing Opportunities" round table event concentrating on Credit Repair and counseling.

The major takeaway: NEVER pay for credit repair!

Quite frankly, anything a "credit repair" company can do you can do yourself. Understand there are no quick fixes and the length of time to get your credit back into shape will likely be at least a year (depending on what issues you actually have).

One of the leading non-profit credit counseling companies in the US is National Budget Planners, which you can check out at http://www.nationalbudget.org/

I would encourage you contact them today and get started with their FREE Budget and Credit Counseling http://www.nationalbudget.org/debt_management.html

-Steve
1 vote
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