looking for a good home warranty policy that has extensive coverage including septic tank. House is 13 year old. Please help!

Asked by yingying001, McKinney, TX Tue Feb 19, 2013

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T.E. & Naima…, Agent, Dallas, TX
Sat Feb 23, 2013
Unfortunately every company is slightly different. I know HWA offers a 13-month warranty, which is nice, but whether septic in particular and to what extent is covered would be just a guess.

The "home warranty" is actually a type of insurance policy to cover primarily major systems in a home, including appliances. Some things are optional under the contract. Legally we refer to "home warranties" as residential service contracts, because the contract is to come out and fix or replace a broken item. This service usually requires a copayment or service call fee.

You can find a list of the currently licensed 30 RSC providers in Texas here: http://rowlett-realty.com/for-sale/home-warranty-information/

You'll have to check with each one whether they cover septic and to what degree, although I suspect most of them cover some aspects of septics.
Web Reference:  http://www.SumnerRealty.com
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Melissa Hail…, Agent, Plano, TX
Tue Feb 19, 2013
Septic coverage is available from most home warranty companies. However, it's usually an add-on for an additional cost.

I usually recommend my clients look into using:

Fidelity Home Warranty
First American Home Warranty
OneGuard Home Warranty

All of these companies are reputable, and do business in the North Texas area. If you would like a local contact person for any of these, please let me know. I am happy to send you their information so that you can speak with them directly.

Melissa Hailey - North Texas Top Team, Realtors
Coldwell Banker Jane Henry Realtors

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Don Groff, Agent, Austin, TX
Tue Feb 19, 2013

There are many different home warranty companies out there. Each offers different options as far as the extent of the coverage you want. I would recommend speaking with several of them to get an idea of how they work and to compare costs for the coverage you want.

Hope this helps.

Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
listings@dongroff.com | http://www.AustinListed.com
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