Good morning Johnnice,
I'd recommend you locate and meet with a Local Mortgage Banker to get thoroughly prequalified for mortgage financing. The answer to your question lies in the prequalification.
I sat with a couple the other evening who are buying a new construction home and they had spent considerable funds to payoff credit debt before meeting with me. While I applaud the idea of eliminating a lot of monthly debt obligations as a person prepares to pay a mortgage, sometimes the money spent on that could be better used towards down payment or closing costs, or even reserves.
And if a person qualifies for a mortgage with the debt, well, the Mortgage Banker's role should be to advise the client accordingly so as to give the client the information needed to decide if that debt should be paid or not.