is a current certificate of occupancy required when buying a home in southampton town?

Asked by dianekaplan, Southampton, NY Thu Mar 28, 2013

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Anna M Brocco, Agent, Williston Park, NY
Fri Mar 29, 2013
Check with the town,… If purchasing with a mortgage your lender will require, and your homeowner's insurance may not insure without....
2 votes
dploves2sell…, Agent, Woodbury, NY
Sun Mar 22, 2015
You can check with Southampton Town. A Lender will require a certificate of occupancy along with the title company and homeowner's insurance.
A homeowner should take care of obtaining CO's prior to listing their home for sale. If the home is going to rented, a CO is also required.
0 votes
Victoria Kahn, Agent, Southampton, NY
Sat May 18, 2013
You do not have to have a C of O to purchase, but you cannot mortgage, secure title insurance, or make alterations to the property without one. If you find a property without a C of O and wish to purchase, you should consult a licensed engineer or registered architect to advise you as to what would be required in terms of time and likely cost to get the C of O prior to signing a contract. Remember, in NYS, it is very difficult to void a contract to purchase real property, so if the purchase is conditional, spell it out! Further, should you wish to rent the property, the Town will not consider granting a permit to rent unless the property has a valid C of O.
0 votes
Hi Victoria, this is very helpful. Can you insure a property/home that doesn't have a CofO?

Flag Sun Jun 19, 2016
Donna Lanzet…, , East Quogue, NY
Thu Apr 18, 2013
Lenders will require an updated CO at closing, and it is obtained from the Town of Southampton. There is a fee ($200-250) and it takes some time (weeks). It is important to allow for this in purchase contracts, and it is a good idea for sellers to take care of updating the CO prior to placing properties on the market for sale, if possible.
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