in the process of loan modification, collection agency put a lien on property recently.

Asked by Ventura2262, Santa Clara, CA Fri Dec 7, 2012

everything was paid on the garnishment thru my employer last year whatever was on document given. 5 months later now they filed a lien on property saying interest was not paid and they are in process of filing a wage garnish again. I'm on my last trial on loan mod this month. and this may affect of the outcome of loan mod. Tried to make payment arrange with collection to suspend lien but they want everything paid. not sure what recourse i have?

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Steven Ornel…, Agent, Fremont, CA
Fri Dec 7, 2012

Understandably, it sounds like you are in a rush to get an answer and since Realtors® do not practice law I would suggest you copy/paste your question to this free legal Q&A site to obtain some possible options:

Based on the initial information you obtain from the free site seek out a local RE Lawyer/Attorney, which you can locate via this the California State Bar link:…

0 votes
Maria Cipoll…, Agent, Coral Springs, FL
Fri Dec 7, 2012
It is crucial that you need to get the advice of a real estate attorney.

All the best

Maria Cipollone

Century 21 Tenace
0 votes
The Medford…, Agent, Fremont, CA
Fri Dec 7, 2012
Like stated below, an attorney is the proper recourse.
0 votes
Terri Vellios, Agent, Campbell, CA
Fri Dec 7, 2012
This is a legal question and Realtors are not attorneys. There isn't enough information for an attorney to give a general answer on this either. I suggest you gather your paperwork and discuss this with an experienced real estate attorney. Here is one recommendation:

David Hammerslough 408-261-4252

All the best to you.
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Tina Lam, Agent, San Jose, CA
Fri Dec 7, 2012
If you're looking for a recourse, you'll need to seek the advice of an attorney. Just based on what you've described, I don't see how you would have recourse against a collection agency for unpaid interest.
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