im buying a home in neptune twn 07753 my mortgage is approve do i need a c o before i go to clouse

Asked by Thekevster, 07740 Wed Apr 29, 2009

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Francesca Pa…, Agent, Manasquan, NJ
Wed Apr 29, 2009
Thekevster,

Yes, and I would advise you to get the CO ASAP as Neptune Township is notorious for nitpicking before granting COs.

Love and Peace,
Francesca, Realtor, ePro
Web Reference:  http://www.PatrizioRE.com
0 votes
Diane Glander, Agent, Spring Lake, NJ
Wed Apr 29, 2009
Yes you do need either a c/o or a conditional c/o. I just closed a house in Neptune Twp with a conditional c/o. Have your attorney or Realtor advise you.
Web Reference:  http://www.dianeglander.com
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Jeanne Feeni…, Agent, Basking Ridge, NJ
Wed Apr 29, 2009
Hi there, generally a CO is required to close. Unless this is a short sale/bank owned home that is "as is" with buyer responsible for getting the CO, this is usually the responsibility of the seller, to arrange and pay for.

Townships have specific requirements - whoever (ie, Seller or Buyer) who is responsible for getting the CO, should speak to the town directly. It usually involves an inspection by the township fire bureau to test Smoke Detectors, Carbon Monoxide Detectors, and Fire Extinguisher for compliance, function, and placement.

Good luck to you on your closing!

Best,
Jeannie Feenick
Search and connect at http://www.feenick.com
Web Reference:  http://www.feenick.com
0 votes
Laura Gianno…, Agent, Manahawkin, NJ
Wed Apr 29, 2009
Check with your mortgage broker for what is required for the mortgage loan funds to be released. In most cases you need a CO.

Contact the Building Office in Long Branch to see what's required. Some towns can be very picky, others only require only state mandated smoke detectors, carbon monoxde detectorsand fire extinguishers

Laura Giannotta
Keller Williams Atlantic Shore
0 votes
Matthew De F…, Agent, Nutley, NJ
Wed Apr 29, 2009
usually you do, each town calls it something different but i would check with the town before you close.

Matt
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