Asked by Tough Going, Alden, NY • Tue Oct 6, 2009
One lender denied my loan due to our name on CAIVRS, even though we are past the three year window. FHA says we are eligible, but this bank wnats a clear CAIVRS. I found a lender who will approve us using FHA connection, but the previous lender, after a request to have FHA case # transferred, put in the FHA Case a note denied due to the ineligibility to get FHA loan,which is only their policy. New lender now concerned, even though they knew up front of CAIVRS issue, cause previous lender does not state exact reason for denial.
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