i would like to buy a house. but i dont know what kind of pappers i would need. it will be my frist time buying a house...

Asked by Martinezviviana, Orlando, FL Fri Sep 23, 2011

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Web reference:


Jim Casagran…, Both Buyer And Seller, White Plains, NY
Fri Sep 23, 2011
My fiance are a week away from closing on our first purchase.

We created a blog about our experience.
The post (linked at bottom) is all about preparing your documentation.
1 vote
Javier Rodri…, , Orlando, FL
Mon Oct 17, 2011
Hello Mrs. Martinez!

I can guide you throught the entire process of purchasing a home including the financing. Feel free to contact me for a consultation.

Javier Rodríguez
Real Estate Broker, REALTOR ®
HouseStar Realty Group Inc.
Lic: BK703443
SFR Short Sale and Foreclosure Resource

: 407.429.5243 | Cell: 407.301.3401 | Fax: 407.373.0064 | eFax: 407.264.6260
: jrodriguez@housestarrealty.com
: Main Office: 1033 Semoran Blvd Suite 245 | Casselberry, FL | 32707 USA
: Branch Office: 13538 Village Park Suite 260 | Orlando, FL | 32837 USA
0 votes
Annette Levi…, , New York, NY
Sun Oct 9, 2011
You should get preapproved as your first step. This way you will know what you amount of mortgage you qualify for. For a preapproval you will need the following:
2 years tax returns
W2s for last 2 years
Paystubs covering last 30 days
Bank statements for last 2 months (everyone and ervery page).
0 votes
Kelvis Melo, Agent, Orlando, FL
Sat Oct 8, 2011
The first step is the qualification process. This way you will know the price range for your search. I can recommend you to a lender and assist you throughout the process, especially being a local agent. Give me a call or e-mail me and we can discuss it further.

Kelvis Melo

Century 21 Real Estate Professionals
E-mail: kmelo3@cfl.rr.com
0 votes
Mark Salmon, Agent, South Lake Tahoe, CA
Fri Sep 23, 2011
No need to look at any property or visit with a realtor until you've had a chance to get pre-qualified with a lender. Of course if you know a realtor, he/she may have a good lender recommendation for you. Trulia and other similar sites may be a great place to search out a solid lender as well. Make sure after you prepare your loan application and information to get approved, get a few opinions. Make sure that you're comfortable with the person you're doing business with. After receiving your approval process then you can start searching for the right realtor. Check the search engines and see who ranks high in the category you're looking for....say single family dwellings in the particular town/county you're searching. Dig deep and once you find the right person, you can actually start viewing homes. Good luck.
0 votes
Gita Bantwal, Agent, Jamison, PA
Fri Sep 23, 2011
Have you started looking at homes or are you thinking of looking for homes?
The first step is to sit down with a lender and find out what you qualify for. Then you should work with a agent who will help and show you homes and explain the home buying process. There are resources for home buyers at http://www.hud.gov
If you have already found a home on your own listed with sale by owner, get an attorney to help you with the agreement of sale .Do not sign anything you do not understand. It is advisable to get legal help.
Web Reference:  http://www.gitabantwal.com
0 votes
Jordan Paint…, Agent, Grand Rapids, MI
Fri Sep 23, 2011
Typically the lender will need to see pay stubs and tax returns to process your loan. A Realtor will need a pre-approval letter from your lender in order to submit an offer for a home in your behalf, so it is a good idea to contact a lender first.
0 votes
Alan May, Agent, Evanston, IL
Fri Sep 23, 2011
If you're working with a Realtor and/or an attorney, they'll let you know what type of paperwork is necessary.

If you've never done this before, I would not recommend approaching the purchase without at least a Realtor or a real estate attorney to guide you through the process.
0 votes
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