The answer below is correct. After 3 years of not owning a home you are again a 1st time home buyer. There are quite a few excellent lenders in the LA area that specialize in city and county programs that will benefit you as a 1st time home buyer. Contact me directly through my profile, we can discuss which area of Los Angeles you are interested in, check out the programs available to you in those areas and get you into a new home. Dare to Dream.
Real Estate Consultant
RE/MAX Palos Verdes Realty