Home Buying in 93722>Question Details

joseasanchez…, Home Buyer in Fresno, CA

i shorts sold my house in oct 2009 can i buy a house? 750 score with no dti or pti problems, solid job, 0 derog except short sale. any ideas?

Asked by joseasanchez1234, Fresno, CA Tue Jul 10, 2012

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Oh and David Schilling's number is 559-240-5721 Royal Charter Real Estate Mortgage
0 votes Thank Flag Link Wed Jul 11, 2012
Depending the month of short sale in 2009, yes it is very possible to get a loan as long as you have been trying to rebuild your credit. Contact a lender for more details. David Schilling with Royal Charter Real Estate would be a great help to you and let you know where your currently at. If you'd like me to help you find your next home or have questions please feel free to call me! 559-417-8461 Hope it all works out for you!
0 votes Thank Flag Link Wed Jul 11, 2012
U Are eligible after 24 months with 20% down payment.
0 votes Thank Flag Link Wed Jul 11, 2012
Yes- Contact me @ 559.273.6138 so I can help. Thanks, Maria
0 votes Thank Flag Link Tue Jul 10, 2012
You can do conventional with 20% down after 2 years or you can do FHA with 3.5% down after 3 years. This assumes that you were late on your payments and you did not have extenuating circumstances. If you were not late or had extenuating circumstances it could be earlier.

You need to be a full 36 months for FHA so it will depend on what month your short sale recorded. If it was in 2009 you should be good for conventional with 20% down right now.

Contact me for further info.
Web Reference: http://WeFixRates.Com
0 votes Thank Flag Link Tue Jul 10, 2012
With the info you have provided you should be able to qualify for a home loan. Contact a local experienced lender like Mike Foxen at iMortgage 259-1567. Once you have your loan qualification letter we can help you find a home.

Mark A Pretzer
Web Reference: http://markpretzer.com
0 votes Thank Flag Link Tue Jul 10, 2012
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