Typically homes are purchased with a mortgage. It is very easy to apply these days. You
can actually apply on line, call or meet with a lender. Which ever you prefer.
You can puchase some homes that qualify for FHA loan with as little as 3.5% down.
Or for VA, there are 0 downpayment loans.
Each of these have closing costs, however.
I can recommend a few excellent loan officers who can take your application and provide
you with good service. And lower closing costs.
Please call me for some recommendations and I can assist you every step of the way.
Kathleen Testa, GRI
972 754 4130