Here is some info for VA
The process to obtain a VA loan can take longer than with a conventional loan, mortgage brokers note, which was one factor in their declining popularity versus other products.
"In the past, many Realtors have steered borrowers away from government loans, including VA and FHA loans, because of the additional documentation required as part of the appraisal and inspection process," says Steve Jacobson, CEO of Fairway Independent Mortgage Brokers.
"There was a perception that these government-backed loans got more scrutiny and that they take longer to close."
While the process may take longer than a conventional loan, the more favorable terms are worth it, and there are steps you can take to speed it along, such as obtaining your certificate of eligibility before you sign an agreement to purchase a home and ensuring that your purchase price is comparable to other similar homes in the area.
Read more: http://www.bankrate.com/finance/mortgages/va-loans-offer-goo
I can help you to get with the lender that I work and help you to the whole process.
Here is my info:
Withman Padilla, Realtor at Realty World Millennium in Tracy
Cell: 209 814 3826