I'm a Realtor. to answer your question it wll be necessary to review your income/debts. I believe that who ever qualified you alreadyfor the maximum amount that you can afford.
Please call me if you need more information.
Ricardo Ortiz (Realtor)
PS: I do look back on all my Trulia threads so feel free to answer me here or you could email me at email@example.com.
Refer to 1st answer. Sorry, someone told me today was National Sarcasm day, maybe I was misinformed?
On a more serious note, if you can't prove you make more income on paper, it's possible you could get a Stated Income or Hard Money loan for this $135K, expect a much higher interest rate though, Hard Money rates will get into the lower double digit range.
Shoot me an email directly if you want to talk about this some more, I don't look back on this same Trulia thread for answers posted after mine.
Realtor Since 1996
Main Street Realtor