i am intrested in buying a home but i am a new home buyer and dont really know what to do can anyone help me?

Asked by Perfecto Aragus, Immokalee, FL Mon May 10, 2010

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Bill Eckler, Agent, Venice, FL
Tue May 11, 2010

There are a number of possible ways to begin your buying process but the thing to remember is that buying a home is all about collecting information and the more information you have, the better equipped you will be to get the job done.

We always recommend getting started by getting your personal finances in order by reviewing your budget and accounting for all monthly income and expendatures. With this done, you will be ready to meet with loan consultants and find out about programs and rates that will best meet your needs. It's best to meet with several different agents and compare your information.

One you have an idea of the amount you can afford you can then focus on a price range and location on which to center our search. We also strongly recommend that buyers establish two lists before the begin their actual search. One list containing items and features that the home must have while the second has criteria that you do not want in your new home.

In our opinion, the next step should be to identify an agent that you want to work with. This is often accomplished by attending open houses. Going to open houses is not only a good way to become familiar with home inventory but a good means by which to meet agents and seeing how they operate "in the trenches."

Once you have identified an agent, you should be on your way to identifying you perfect home with the support of an experienced professional.

We hope you find this information helpful.

2 votes
Dan Chase, Home Buyer, Texas City, TX
Mon May 10, 2010
The first thing honestly is to find out how much you can afford to pay for a house. That means talking to a lender near you. (Bank, credit union, mortgage pro) You will want to improve your credit if you have any problems with it. Many lenders can help you with that. You will need a down payment for the house and more money for closing costs.

Now for more information than you ever expected to find. Remember, I am just someone who wants to buy a house. I have nothing to gain or to lose no matter what you do. I am trying to give some useful information that may be of help to you.

Does it really make more sense to rent or to buy financially? Use your numbers and find out below.
Why renting paying more a month could be the right choice. A very different perspective below, well worth considering.
Why the cost of gasoline should be included in the house buying process. It can make a cheaper house more expensive than the more expensive house.
Things to know about foreclosures even if you will not consider buying one. It affects you.
Things to watch out for to avoid buying a money pit instead of a nice home.
A basic overview of the house buying process. It is realtor approved.
Ways to save for a down payment if you have not before. It is easier than it sounds, but could be painful.
Things to do if it will be a year or longer before you can buy a house.

FINALLY!!! You will not find this anywhere else. Questions to ask about any property you might consider to avoid a lot of problems. I wrote it based on problems I found when house hunting so I would not forget.
1 vote
April Dunn, Agent, Edwardsville, IL
Tue May 11, 2010
Great advice Bill!! That's exactly what I would've said.
0 votes
Patrick Thies, Agent, Anytown, IL
Mon May 10, 2010
You should speak to a couple of agents in your area and find one that you feel comfortable working with. They can guide you through the process and make it less stressful for you. The commission is paid out of the sellers proceeds so why not use someone who has experience and knowledge and can work in your best interest to get you the best possible deal. Happy house hunting.
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