Dear Home buyer in 32963, Sounds like all the professionals including myself agree you should have a good REALTOR to do an analysis for you to see that you don't overpay. Is your market declining? If so, be very careful, you don't want to catch a falling knife!
Right now banks and mortgage companies are willing to negotiate with buyers, they do not want to have these properties on their books and would prefer to get them sold. Be sure you have your financing in order so you can show them you'd be ready to close the sale! in a prompt time frame, there is no set percentage that goes across the board. Be sure your not dealing with a "Short Sale" as there may be some hidden language, this could easily be explained by your REALTOR. There are plenty of good buys on the market with agents across the country, not foreclosures, talk to your agent and if you don't have one, don't hesitate to go to my web-site http://,WWW.movetotherockies.com
and contact me, I have a great network of very qualified professionals across the country, I'd be happy to send you to visit with one in your area. Just a general answer to your question of, the price is $299,000 what should my offer be? I would not be afraid to offer in the neighborhood of $250,000 -$270,000 to get the ball on the court, The answer is always no, unitl you ask the question! really depends on your particular market conditions, Again Ask your REALTOR, Joyce Miller Broker/Owner of Joyce Miller Montana Realty Bozeman, Montana