If you are looking for bank owned properties and not short sales, your best bet would be to contact an REO Broker. REO Brokers are basically specialized property managers for corporate entities such as BOA, Wells Fargo, etc.. They also include gov agencies like HUD. There is a lot of work involved from the moment these properties are repossessed to the time they are actually listed. To give you a brief idea: they identify, secure, evaluate, negotiate tenancies, obtain estimates, and market these homes for sale. With that being said they can get you into these properties months before they are actually listed and often give you the best edge over other interested prospects. This is probably better than visiting the actual websites because they often have a ton of buyers for these homes long before the homes go live on the websites. I am the director of the retail department for an REO Agency in NJ. If you any questions regarding the process or would like to purchase an REO in NJ feel free to contact me. Agents welcome as well.