Your Realtor can request a copy of the Seller's Property Disclosure. Most Bank owned will not have a disclosure and some investor "flips" may also refuse to sign a Seller's Disclosure --claiming because they have never lived at the property they aren't aware of the condition. In Florida our laws require a Seller to disclose any defects that aren't obviously seen.
So if you're not yet working with a Realtor, that is your second 2nd after getting a written preapproval letter from a well known lender or credit union--unless you're able to buy with ALL CASH.
All the best,
Alma Rose Kee, PA
Future Home Realty