hi im looking for FHA approved homes in miami fl is there a site where i can go where is only FHA approved . thank you

Asked by Needahome, Sandy Creek, NY Sun Jan 1, 2012

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14
Fri Feb 13, 2015
For an updated list of FHA approved condos in Miami checkout http://homebuyerwise.com/FHA-Approved-Condos/city/Miami-FL_4019 for 24/7 access. Unfortunately the HUD site is down in evenings and on weekends when people need it most. Most other sites have data that is out of date. this link is you r best bet
1 vote
Maria Jose D…, Agent, Miami, FL
Sun Jan 22, 2012
Hello,

http://www.homepath.com is also a great option. These Fannie Mae homes can be purchased with only 3% down. Good Luck
1 vote
Sadly most properties are in terrible condition!
Flag Tue Apr 11, 2017
Bob Galivan, Agent, South Miami, FL
Sun Jan 1, 2012
FHA does not "approve" homes. If you are trying to purchase a primary residence using FHA, the "approval" is part of the financing process. Technically, you could say that any home that is livable would be OK with FHA. During the mortgage approval process, an appraiser will visit the home and inspect it to determine value, and also livability. If the appraiser finds that there are problems that would prevent you from occupying the home at closing, he will not the appraisal. This becomes a "lender required repair," which means that in order for the financing to go through, the seller has to correct the problem. Some examples would be a leaking roof, an a/c system that is not working, severe termite damage, or a non-working hot water heater. If the seller refuses to make the repairs, then the loan is denied, and the financing falls through (and you get out of the contract).

The only type of building that FHA per-approves are condos. In this case, the entire condo complex must be approved by FHA in order for any single unit to qualify for financing. You can look for FHA approved condos on the HUD website, at HUD.gov.

Very important: you can only use FHA financing for a primary residence! If you are buying for investment, FHA financing is NOT available!
Web Reference:  http://www.myriamshomes.com
1 vote
Thomas Martin, Mortgage Broker Or Lender, Hollywood, FL
Sat Nov 19, 2016
You can check the MLS. Your realty should be able to send you a list of all the homes listed as FHA approved on the MLS. Just because the home is listed as FHA approved does not always mean it will meet FHA/HUD min property standards. We provide FHA/VA loans all the way down to a 580 fico. As a licensed real estate broker and mortgage broker over 10 years i can answer any questions you have throughout the process. http://www.florida-mortgage-lenders.com/
0 votes
Joel Jacobs, Agent, Miami, FL
Fri Jul 8, 2016
Very important: you can only use FHA financing for a primary residence!
0 votes
George Dudley, Mortgage Broker Or Lender, Tampa, FL
Mon May 11, 2015
Good Morning Needahome.... there is not an FHA approved home list. the Approval for FHA has more to do with the general condition of the home... for the most part i don't really see many homes having FHA approval issues unless it is in terrible condition.

give me a call or shoot me an email...i can help you.



George Dudley
Branch Manager
Office: 813-257-9033 Ex.3202
Cell: 561-420-2816
NMLS ID: 324554
Email: gdudley@ahmcloans.com
Website: https://gdudley.ahmcloans.com
0 votes
Odalys, Home Buyer, Orlando, FL
Sat Feb 14, 2015
Hi all. Am also looking for FHA approved homes but in Orlando, FL. Anyone know where I can look or go to find homes approved with this kind of loan? I have already been pre-approved and been working with a realtor but seems like the realtor isn't showing much interest in helping me search for an approved home. Any suggestions or advice will be appreciated! Thank you in advance!
0 votes
Martin Davila…, Agent, Miami, FL
Mon May 13, 2013
Hello,

Most single family homes will qualify for an FHA loan as long as it is under The FHA loan limit but only a small amount of condos are aproved. You can go to HUD.GOV and search for the approved buildings by Zip Codes. If you would like to have more information on properties or a lending company please reach out to me.

Best regards,

Martin Davila
0 votes
Tammy Hayes, Agent, Port Charlotte, FL
Fri May 10, 2013
It isn't necessarily FHA approved. What you want to look for are home sellers that will accept an FHA mortgage as a contingency on the contract. A Realtor can use that search criteria in the MLS. If you are talking about a condo or a community where FHA offers are accepted, then your lender should be able to provide you with a list of approved communities. You can use this site to search for approved condo communities - https://entp.hud.gov/idapp/html/condlook.cfm

Tammy Hayes, Realtor
RE/MAX Palm Realty
tammyhayesre@gmail.com
http://www.tammyhayes.remax-florida.com/
0 votes
siljose, Home Buyer, Miami, FL
Thu May 9, 2013
FHA properties in Miami for sales
0 votes
Astolfo Boli…, Agent, POMPANO BEACH, FL
Tue Jan 3, 2012
Many Places are FHA Approved.

Email me to bolivargroup@hotmail.com to refer places

Have a wonderful new year...
Web Reference:  http://astolfobolivar.com
0 votes
Tom Priester, Agent, Tequesta, FL
Mon Jan 2, 2012
Needahome,

When looking for a new home any single family home or town home is eligible for FHA loans up to the approved loan limit in that county. If you are looking at the potential of purchasing a condominium you will need to ensure that the project you are interested in is FHA approved which you can easily do by going to the site in the link below. Here you can check any projects current status by location or name.

https://entp.hud.gov/idapp/html/condlook.cfm

I work almost entirely as a buyers agent throughout Palm Beach and Martin Counties and certainly would be honored to be on the list of Realtors® you interview and happy to be of assistance in any way that I can. I hope this information is helpful but if you need anything additional please do not hesitate to give me a call.


Always at Your Service,


Tom Priester e-PRO
"Results Driven Real Estate"


Keller Williams Realty
561 308-0175
tom@tompriester.com
Web Reference:  http://www.tompriester.com
0 votes
Ann Ryan, Agent, Doral, FL
Sun Jan 1, 2012
Needahome, Kendall (if you really do want to buy in Kendall's zip code) offers a pretty wide variety of homes, townhomes and condos. Let me know if I can help!
0 votes
Beth Jenkins, Agent, Miami Lakes, FL
Sun Jan 1, 2012
Hi,
I would be glad to assist you.
All single family homes can be FHA approved, if they are in fairly good condition. There will be a bit of an extra inspection to be sure the home is in good conditon.

As for condos, there is an FHA approved site,
https://entp.hud.gov/idapp/html/condlook.cfm

This is a very difficult option to keep up on however, as it changes very quickly. If you are focused on a certain area, myslef or any local realtor can usually tell you if a condo develpment is FHA approved.

I would be glad to assist you, there are several questions that need to be answered when searching for an FHA property and I have helped clients successfully find FHA properties in the Miami area.

Feel free to contact me directly, I look forward to assisting you.

Beth Jenkins
South Florida Brokers
786-374-4778
bethjenk1@gmail.com
Web Reference:  http://www.arealtyteam.com
0 votes
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