First off, let me say Thank You for serving:
I was in the Navy during Nam, and we should recognize each other.
Please go visit your nearest Veteran's Office:
* They are there to help us,
* They have no axe to grind,
* They will tell you about your Certificate of Eligibilty and how you can get it renewed.
* They have answers to your questions.
We are talking about NO DOWN, Minimum Closing Costs, and a lot more.
Good luck and may God bless