Not quite sure what your question is meant to be.
FHA Financing is available to qualified Buyers to purchase and live in 1-4 Family homes in New York. FHA Financing is also available to qualified Homeowners of 1-4 Family homes in New York who wish to refinance their existing mortgage loans or put a new mortgage loan on a "free & clear" property.
More about FHA here: http://portal.hud.gov/hudportal/HUD?src=/topics/buying_a_home
I am a Licensed Mortgage Loan Originator in New York State working for an FHA Approved Direct Lender. I have 22+ years experience helping HomeBuyers if you wish to explore this further.
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services