Bo Goulet, cdpe
Certified Distressed Property Expert
Mobile: (760) 713-6137
The good news is that it's not very expensive for you to get a game plan from a lender and it isn't very difficult. You'll just need to complete an application and pay about $17 for a credit report and then the lender can help you form a plan. If you don't qualify today it's possible it might only be 30 days to correct whatever needs to be fixed.
If you'd like help with this we'd be glad to be of assistance. We've helped many clients build their road map to home ownership. Just click on our web link below. Don't be put off by our WA address - we're both Sac State graduates!
Thanks for asking , unfortunatly this question suppose to be asked to a lender which I can direct you to couple names you can trust,but I can give you an idea that 606 score is low,you have to work on it ,if you seek help from a lender ,he will find out what is the problem & how to fix it fast ,you are close to be approved.
Unfortunatly you mortgage history doesn't count.
Please e-mail me to provide you with the lender's contact info.