can you use section 8 to buy a house?

Asked by Shavon Wade, Tue Aug 12, 2008

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Sylvia Barry,…, Agent, Marin, CA
Tue Aug 12, 2008
Hi Shavon:

Yes, you can use Section 8 to buy a house. I just helped a long time Section 8 renter buy a house under the guidance of the lady at Marin Housing Authority who worked with my clients for the past years.

Not only were my clients able to use the section 8 voucher to pay part of the mortgage, Marin Authority has their own inspector to come out and inspect the house as well as study the area to make sure this is a good area for their client.

This and the fact that the house was a short sale were the only reasons why my clients were able to own a home in Marin. They are a wonderful, hard working couple with three very accomplished kids. They were ecstatic.

One of the most satisfying sales I have ever done!

This happened in Marin, CA; but I heard since Section 8 is a federal program, it should have similar rules everywhere.

Good Luck!
2 votes
I am on section8 and trying to buy a house what I do frist
Flag Thu Jul 14, 2016
my is darryl s i live in rowland hieghts ca been in my section8 over 10 years /can put me in the rt direction too own or get me house i am 58yrs old and i want a back yard!!! please help!!!
Flag Mon Apr 4, 2016
Glad to hearr it is possible. Should i call local realtors and ask how i should proceed and get qualified
Flag Wed Mar 27, 2013
Brian Russell, , Tampa, FL
Tue Aug 12, 2008
That is a very good question. Section 8 Housing, or vouchers, are typcially designed for affordable housing through rentals only. This excerpt has been copied and pasted directly from the Housing and Urban Development Website, which governs Section 8 Housing...

Housing choice vouchers are administered locally by public housing agencies(PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the voucher program.

A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA.

A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home.

For more information, you can visit the website directly at
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1 vote
Redjoeatl, Renter, Burlington, MA
Sun Nov 6, 2016
I live in Massachussetts. I got section 8. Im in the processing buying a home can I use section 8 to buy a home?
0 votes
Kasinetaylor7, Home Buyer, Washington, NJ
Sun Oct 4, 2015
Hi this is Ms Taylor and I was wondering if could get a house to buy since i am on section 8 and it is just me and my son that live in this apartment now
0 votes
Kasinetaylor7, Home Buyer, Washington, NJ
Sun Oct 4, 2015
Hi this is Ms Taylor and I am on section 8 for about 7 years now and I am a single mother of one teenage son can I be able to buy a home still.
0 votes
hpyles, Renter, Washington, NJ
Wed Jun 5, 2013
Can a section 8 client purchase a VHDA Home
0 votes
Lucy, Home Buyer, Kelseyville, CA
Sat May 4, 2013
where and who i should ask to help buy a house and use sec 8. Sacramento county do not have budget to process paper work for move in move out people.
How could help me to buy house ? I am loost i do not know whom ask.
0 votes
Lucy, Home Buyer, Kelseyville, CA
Sat May 4, 2013
Where I can find person in Sacramento who help me to buy a house with vaucher sec8?
May help me housing some specialist who is there can be .
0 votes
JEROMEME, Home Buyer, Englewood, CO
Sun Sep 16, 2012
0 votes
Only if you are on disability
Flag Sat Dec 1, 2012
maritzaporti…, Home Buyer, Los Angeles, CA
Tue Aug 28, 2012
Do you know which are the areas in Los Angeles to buy a house under the section 8?
0 votes
SHERECE.ANDR…, , Massachusetts
Mon Aug 27, 2012
0 votes
Jody, Renter, Monroe, MI
Sun Aug 5, 2012
I'v had sec 8 for bout 7 yrs now. i v lived in the same house for 5 1/2 yrs ... soon i will be getting married. Will I loose my section 8 assistance? I dont know what to xpect.
0 votes
Dtells, Renter, Rockford, IL
Mon May 14, 2012
Hi ,
I recieve section 8 and looking to move in the location of tennesse and how do I go about
transfering? I am also interested to finding someone to direct me how I and what I have to do
to buy a home through section 8
0 votes
Vanessa Boys…, Renter, Ohio
Thu Mar 15, 2012
I am in the process of buying a home on land contract. I receive section 8, the house I am planning on getting needs a lot of work but the agencies where I live supply state aide to fix windows, plumbing and electric and foundation. It will take me a few months to fix the house so I can live there, will I have to give my section 8 up because I have to pay for the home I am in, while I am fixing the one I would like to buy? can you please give some helpful advise?
Thank you from Ohio
0 votes
Dp2, , Virginia
Mon Sep 20, 2010
Sylvia, you're correct the rules are similar elsewhere. I'm familiar with the process in Cleveland, DC, and Atlanta.

The key to getting this to work is to find a knowledgeable case worker involved with the process. As Corey mentioned, the PHA is a great place to find one of those case workers. S/he will help guide everyone else involved in the transaction through all of the paperwork (which I'm sure that Sylvia can affirm there's a lot of it). Some communities (including the 3 above) also have various non-profit agencies that specialize in providing this help. They're a great resource for us investors and low income buyers alike, because they pair the ones with the properties with the ones with the needs.
0 votes
I'm in atlanta cannula guide me to the place I need to see about buying a house on section 8
Flag Tue Jul 9, 2013
Corey Grushin, Agent, East Brunswick, NJ
Thu Apr 8, 2010
Jacky I don't believe it willbe allowed. Here are the issues. In order to use the Section 8 income for qualifying for a mortgage, the income has to be guaranteed for 3 more years. I think the state of Virginia wouldn't go along with that since you will be residing in New Jersey.
Another possible problem would be your employment income if any. I presume you work in the Virginia area thus it would be hard to believe you would be commuting to work from New Jersey. This point may not apply to you though.
0 votes
Can you help me I am from Ohio. I have section 8. I am planning on buying a home on land contract, but it needs a lot of work maybe 3 months. First can I use my section 8 for this purchase and second will I lose my section 8 because I have to pay the rent here and the mortgage their?
Flag Thu Mar 15, 2012
Jacky, Home Buyer, Manchester, NJ
Thu Apr 8, 2010
Can I purchase a house (belonging to relative in NJ) with my Section 8 from Virginia
0 votes
Corey Grushin, Agent, East Brunswick, NJ
Fri Aug 15, 2008
Shavon you absolutely can do but you have to speak with the PHA (public Housing Authority) regarding the way they operate their program. In order to use the money for qualifying for a mortgage the Section 8 money has to be guaranteed for 3 years after you close on your home. If you have any further question please feel free to call me, I'm local
0 votes
Sylvia Barry,…, Agent, Marin, CA
Wed Aug 13, 2008
Hi Paul:

There was absolutely no issue with the lender.

Bank of America is the lender for my clients. Jodi Fischer (415) 897-9103 is the VP at BofA Mortgage division who helped my client with the loan .

She worked nicely with Marin Housing Authority and is a big part in getting this through.

0 votes
Laura Gianno…, Agent, Manahawkin, NJ
Wed Aug 13, 2008
Try to contact your local housing authority or the NJ Housing and Mortgage Finance Agency.
0 votes
Paul Howard, Agent, Cherry Hill, NJ
Wed Aug 13, 2008
Sylvia, can you tell us what issues were involved from the lender. And which lender?

I'm a member of NAEBA (National Association of Exclusive Buyer Agents) ( and this kind of information is something we all look for.

Paul Howard
0 votes
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