can you really pay some one to fix credit?

Asked by Francisco, Thu Dec 25, 2008

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Jason Stevens, , Englewood, FL
Fri Feb 26, 2010
Francisco - I guess the issue lies in your question? Pay someone to "fix" your credit. I'd say NO. Pay someone to help improve your score, yes. It is not like your credit is broken and needs to be fixed. I think its more like your score is lower than you would like and you want to improve your score. Let's get this straight. If negative hits on your credit are accurate NO ONE can help remove this info, point blank. Period. Only time will. There are folks (credit counselor) that can teach or show you how to improve your score by looking for incorrect reporting on your score across the three credit bureaus. Canceling accounts that you no longer use or haven't used in years, etc.. Each persons situation is different and I agree with Credit Edit below that should you decide to have some help improve your credit, go to someone who specilaizes in this field. Your credit score/health is too important to seek advice from someone who is not an expert. That's not to say that you couldn't do it yourself but if you do get help seek a professional in that field. I mean you wouldn't go to a dentist to get advice on an earache, would you?

Jason Stevens, GRI,ABR
Kevin Flynn Realty, Inc.
Cell: 941-662-0379
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Gita Bantwal, Agent, Jamison, PA
Thu Feb 11, 2010
You can go to and look up hud approved lenders and counselors. You can also read tips on home buying and credit scores and financing.
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CREDITedit,…, , New Jersey
Thu Feb 11, 2010
Of course! It's your legal right. See
for exciting information...!
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Kelli Yates, Agent, Auburn, CA
Thu Dec 25, 2008
Hi Francisco,
Bottom line is.....NO. When things appear to good to be true they ARE. I have YET, in 25 years, to see someone SUCCESSFULLY 'fix' credit. It may APPEAR on ONE credit agency to be 'fixed', but bottom line is that when a Lender pulls your 3 bureau credit it is NOT. My advice is do not waste your money.
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Dallas Texas, Agent, Dallas, TN
Thu Dec 25, 2008
Yes you can however you pay for what you get, I would steer away from companies who charge $300 - $500 those companies usually do more damage than good.

I use to own a credit repair company for 10 years and lectured 1000 . A good company can have your credit improved within 90 days.
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