can you get a mortgage in the Broward County area after bankruptcy? Its over 3 years.

Asked by fredmargie1, Hollywood, FL Thu Dec 6, 2012

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Stephen McRo…, Mortgage Broker Or Lender, Tampa, FL
Fri Dec 7, 2012

I'm closing a loan for a borrower who is recently out of ch 13 on an FHA loan, but if just out of CH 7, #14 below

I bet if you see the payments on these loan programs you may up your range to 200k which will oen up more options for you

See the programs below and call me today before 11:00

1) 100% LTV- USDA/12 mo. into Chapter 13 BK is OK
2) 100% LTV- VA/can pay off debts on purchases too
3) 96.7% LTV

4) 97% LTV- No PMI/MI and No 1.75% FHA FEE
5) 95% LTV- No PMI
6) 95% LTV- CONDO purchase
7) 90% LTV- No PMI-2nd Home

8) 90% LTV- JUMBO w/cc
9) 85% LTV- NO PMI to Super Jumbo
10) 80% LTV- Invest. Prop.

STATED INCOME ALT loan programs:

11) 80% LTV- FIX n’ FLIP Invest. Prop.

12) 80% LTV- NEW- Stated Income Alt

13) 75% LTV- NEW- Foreign Nationals- Stated Income Alt

14) 75% CLTV-NEW- after Short Sale, BK or Foreclosure

15) 70% LTV- Soft and Hard Money -Stated Income Alt

17) 55% LOT/VACANT LAND LOANS (by case basis)
COMMERCIAL PROGRAMS (many programs available nationwide)

Steve McRory

Pro Option Mortgage/Florida

Ph: 888 662 4404

Prior Service U.S. Marine Corps
0 votes
Alma Kee, Agent, Tampa, FL
Thu Dec 6, 2012
Contact a credit union if you cannot get a mortgage. Try GTE Financial and others. They do not have the strict lending guidelines that your typical bank or lender will have.
0 votes
Aliasghar Ta…, , Miami, FL
Thu Dec 6, 2012
Call all in one mortgage lenders they helped me... This guy named Ali 3059799329
0 votes
Andre Shambl…, Agent, Miami, FL
Thu Dec 6, 2012
Thank you for your inquiry. Yes you can qualify for a mortgage 2 yrs after bankruptcy considering your credit, debt to income ratio, etc. meet the lender's guidelines.
0 votes
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