can you apply for a mortgage when you are on the mortgage for another ? want a home of my own,but on mortgage with husband at this time.

Asked by Barb, Friendsville, MD Tue Nov 27, 2012

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Matthew Heit…, Agent, Madison, WI
Thu Nov 29, 2012
Hi Barb,

With the right qualifications, i.e. credit score, income, debt/income ration, most anyone can get approved for a second home. That being said, most people don't have enough income to qualify for two homes. Until your name is removed from the jointly owned home, it will be more difficult to get approved.

Michael Collins- SFR, BPOR
Rock Realty Wisconsin

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