Good answers below. As stated, you can pay for whatever you wish as long as it shows up on the HUD1 at the end of the transaction. In fact, in some cases, (some REO or short sale transactions), the seller will insist on the buyer paying as a point of the contract. However, another question would be, â€œWhy would the buyer WANT to pay for the transfer tax?â€
In Alameda County, it's customary for the seller to pay for the county transfer tax. If there is a city transfer tax, it is generally split 50-50 between buyer and seller. But "customary" can also mean "negotiable".
If it becomes a deal breaker, then who ever pays for county and/or city transfer tax is negotiable
There are customary practices, but things like transfer tax are always negotiable. However, from a negotiating perspective we find it's easier to negotiate items that are not contrary to customary practices as informed buyers and sellers typically go into a transaction with expectations about these items and getting them off those expectations is more difficult than pricing or credits.
As you know everything is negotiable. There are standard practice of each country as to who pays what.
Buyers can pay transfer tax if it stipulated in the purchase contract. It may reflect a lower price paid for the property or it can be a short where lenders have bottom line and buyers pay for it or just part of the package deal.
In Alameda county, it is customary for the buyer and seller to share 50/50 for the county transfer tax when in a purchase transaction. That is not to say that the buyer cannot pay the full county transfer tax. It all depends on what the agreed terms are between the seller and buyer. Check your purchase contract to verify who pays this.